💳 Budgeting Pricing Comparison
Compare pricing across 15 budgeting tools. 7 offer free plans.
15 Tools Compared
7 Free Plans
$10 Lowest Paid
Free Budgeting Tools (7)
| Tool | Rating | Free Plan | Paid Plans | Best For |
|---|---|---|---|---|
| Mint | ★ 4.2 | ✓ Free | Premium: $4.99/mo, Enterprise: Custom | budget beginners, individuals |
| Actual Budget | ★ 4.5 | ✓ Free | Self Hosted: $0/mo | budget conscious individuals, self hosters |
| PocketGuard | ★ 4.2 | ✓ Free | Plus: $7.99/mo | budget beginners, overspenders |
| Goodbudget | ★ 4.1 | ✓ Free | Plus: $10/mo | couples, families |
| EveryDollar | ★ 4.3 | ✓ Free | Premium: $17.99/mo | dave ramsey followers, debt payoff focused |
| Empower Personal Dashboard | ★ 4.3 | ✓ Free | Wealth-management: Custom | investors, retirement planners |
| Honeydue | ★ 3.8 | ✓ Free | Free only | couples, shared budgeting |
Full Pricing Comparison
| # | Tool | Rating | Free? | Plans & Pricing |
|---|---|---|---|---|
| 1 | Mint | ★ 4.2 | ✓ | Free: $0 | Premium: $4.99/mo | Enterprise: Custom |
| 2 | Actual Budget | ★ 4.5 | ✓ | Free: $0 | Self Hosted: $0/mo |
| 3 | PocketGuard | ★ 4.2 | ✓ | Free: $0 | Plus: $7.99/mo |
| 4 | Goodbudget | ★ 4.1 | ✓ | Free: $0 | Plus: $10/mo |
| 5 | EveryDollar | ★ 4.3 | ✓ | Free: $0 | Premium: $17.99/mo |
| 6 | Empower Personal Dashboard | ★ 4.3 | ✓ | Free: $0 | Wealth-management: Custom |
| 7 | Honeydue | ★ 3.8 | ✓ | Free: $0 |
| 8 | Lunch Money | ★ 4.4 | ✗ | Standard: $10/mo |
| 9 | Copilot Money | ★ 4.6 | ✗ | Monthly: $10.99/mo | Yearly: $69.99/mo |
| 10 | YNAB | ★ 4.6 | ✗ | Monthly: $14.99/mo | Annual: $109/mo |
| 11 | Monarch Money | ★ 4.7 | ✗ | Core_monthly: $14.99/mo | Core_annual: $99.99/mo | Plus_annual: $199/mo |
| 12 | QuickBooks Online | ★ 4.3 | ✗ | Solopreneur: $20/mo | Simple_start: $38/mo | Essentials: $75/mo | Plus: $115/mo | Advanced: $275/mo |
| 13 | Xero | ★ 4.4 | ✗ | Early: $25/mo | Growing: $55/mo | Established: $90/mo |
| 14 | Simplifi by Quicken | ★ 4.1 | ✗ | Annual: $71.88/mo |
| 15 | Tiller Money | ★ 4.3 | ✗ | Annual: $79/mo |
How to Choose the Right Budgeting Tool
- Start free: 7 tools offer free plans — try before you commit.
- Consider team size: Pricing often scales with users. A tool cheap for 1 person may be expensive for 50.
- Check annual discounts: Most tools offer 15-30% off when paying annually vs monthly.
- Compare features at each tier: The cheapest plan may lack the feature you need most.