💳 Budgeting Pricing Comparison
Compare pricing across 10 budgeting tools. 6 offer free plans.
10 Tools Compared
6 Free Plans
$10.99 Lowest Paid
Free Budgeting Tools (6)
| Tool | Rating | Free Plan | Paid Plans | Best For |
|---|---|---|---|---|
| Mint | ★ 4.2 | ✓ Free | Premium: $4.99/mo, Enterprise: Custom | budget beginners, individuals |
| Actual Budget | ★ 4.5 | ✓ Free | Self Hosted: $0/mo | budget conscious individuals, self hosters |
| PocketGuard | ★ 4.2 | ✓ Free | Plus: $7.99/mo | budget beginners, overspenders |
| Goodbudget | ★ 4.1 | ✓ Free | Plus: $10/mo | couples, families |
| EveryDollar | ★ 4.3 | ✓ Free | Premium: $17.99/mo | dave ramsey followers, debt payoff focused |
| Empower Personal Dashboard | ★ 4.3 | ✓ Free | Wealth-management: Custom | investors, retirement planners |
Full Pricing Comparison
| # | Tool | Rating | Free? | Plans & Pricing |
|---|---|---|---|---|
| 1 | Mint | ★ 4.2 | ✓ | Free: $0 | Premium: $4.99/mo | Enterprise: Custom |
| 2 | Actual Budget | ★ 4.5 | ✓ | Free: $0 | Self Hosted: $0/mo |
| 3 | PocketGuard | ★ 4.2 | ✓ | Free: $0 | Plus: $7.99/mo |
| 4 | Goodbudget | ★ 4.1 | ✓ | Free: $0 | Plus: $10/mo |
| 5 | EveryDollar | ★ 4.3 | ✓ | Free: $0 | Premium: $17.99/mo |
| 6 | Empower Personal Dashboard | ★ 4.3 | ✓ | Free: $0 | Wealth-management: Custom |
| 7 | Copilot Money | ★ 4.6 | ✗ | Monthly: $10.99/mo | Yearly: $69.99/mo |
| 8 | Xero | ★ 4.4 | ✗ | Starter: $15/mo | Standard: $42/mo | Premium: $78/mo |
| 9 | QuickBooks Online | ★ 4.3 | ✗ | Simple_start: $30/mo | Essentials: $60/mo | Plus: $90/mo | Advanced: $200/mo |
| 10 | YNAB | ★ 4.6 | ✗ | Annual: $99/mo |
How to Choose the Right Budgeting Tool
- Start free: 6 tools offer free plans — try before you commit.
- Consider team size: Pricing often scales with users. A tool cheap for 1 person may be expensive for 50.
- Check annual discounts: Most tools offer 15-30% off when paying annually vs monthly.
- Compare features at each tier: The cheapest plan may lack the feature you need most.