Cloud accounting software popular with small businesses and accountants outside the US.
Pricing Plans
Free
Starter
Standard
Premium
Pricing model: monthly
Pros & Cons
Pros
- Beautiful, modern interface
- Unlimited users on all plans
- Strong in UK, Australia, NZ markets
- Excellent bank reconciliation
Cons
- Fewer integrations than QuickBooks in US
- Payroll is a paid add-on
- Inventory management is basic
Xero Alternatives
YNAB
You Need A Budget — proactive budgeting app based on the envelope method.
$99+
QuickBooks Online
Small business accounting software for invoicing, expense tracking, tax preparation, and financial reporting.
$30+
Deel
Global payroll and compliance platform for hiring international contractors and full-time employees in 150+ countries.
Free / $49+
Harvest
Time tracking and invoicing tool for professional services teams with budget tracking and expense management.
Free / $10.8+
Gusto
Payroll, benefits, and HR platform for small businesses with automatic tax filings and employee self-service.
$40+
Rippling
Unified workforce platform combining HR, IT, and Finance with device management, payroll, and benefits in one system.
$8+Frequently Asked Questions
What is Xero?
Cloud accounting software popular with small businesses and accountants outside the US.
How much does Xero cost?
Xero does not offer a free plan. Paid plans include: Starter: $15/mo, Standard: $42/mo, Premium: $78/mo.
What are the best alternatives to Xero?
The best alternatives to Xero include YNAB, QuickBooks Online, Deel, Harvest. Each offers similar functionality with different strengths in features, pricing, and ease of use.
Is Xero free?
No, Xero does not offer a free plan. However, they may offer a free trial. Check their website for current offers.
What is Xero best for?
Xero is best for Small Businesses, Accountants, International Companies, Uk Businesses. It is designed to serve these audiences with specialized features and workflows.