💰 Accounting & Finance Pricing Comparison
Compare pricing across 25 accounting & finance tools. 5 offer free plans.
25 Tools Compared
5 Free Plans
$1 Lowest Paid
Free Accounting & Finance Tools (5)
| Tool | Rating | Free Plan | Paid Plans | Best For |
|---|---|---|---|---|
| Deel | ★ 4.3 | ✓ Free | Contractor: $49/mo, Eor: $599/mo | remote first companies, startups |
| Harvest | ★ 4.4 | ✓ Free | Pro: $10.8/mo | agencies, consultants |
| Wave | ★ 4.2 | ✓ Free | Pro: $16/mo | freelancers, solopreneurs |
| Harvest | ★ 4.4 | ✓ Free | Pro: $10.8/mo | agencies, consultants |
| Zoho Books | ★ 4.3 | ✓ Free | Standard: $15/mo, Professional: $40/mo, Premium: $60/mo | small businesses, freelancers |
Full Pricing Comparison
| # | Tool | Rating | Free? | Plans & Pricing |
|---|---|---|---|---|
| 1 | Deel | ★ 4.3 | ✓ | Free: $0 | Contractor: $49/mo | Eor: $599/mo |
| 2 | Harvest | ★ 4.4 | ✓ | Free: $0 | Pro: $10.8/mo |
| 3 | Wave | ★ 4.2 | ✓ | Free: $0 | Pro: $16/mo |
| 4 | Harvest | ★ 4.4 | ✓ | Free: $0 | Pro: $10.8/mo |
| 5 | Zoho Books | ★ 4.3 | ✓ | Free: $0 | Standard: $15/mo | Professional: $40/mo | Premium: $60/mo |
| 6 | Rent Manager | ★ 4.1 | ✗ | Basic: $1/mo | Plus: $1.5/mo | Premium: $2.25/mo |
| 7 | Rippling | ★ 4.5 | ✗ | Platform: $8/mo | Modules: Custom |
| 8 | Sage | ★ 4.1 | ✗ | Start: $10/mo | Standard: $22/mo | Plus: $33/mo |
| 9 | Sage Business Cloud Accounting | ★ 4.1 | ✗ | Start: $10/mo | Standard: $22/mo | Plus: $33/mo |
| 10 | FreeAgent | ★ 4.3 | ✗ | Sole-trader: $14/mo | Partnership: $24/mo | Limited-company: $29/mo |
| 11 | Patriot Software | ★ 4.4 | ✗ | Basic-accounting: $20/mo | Premium-accounting: $30/mo | Basic-payroll: $17/mo | Full-service-payroll: $37/mo |
| 12 | FreshBooks | ★ 4.4 | ✗ | Lite: $19/mo | Plus: $38/mo | Premium: $65/mo | Select: Custom |
| 13 | QuickBooks Online | ★ 4.3 | ✗ | Solopreneur: $20/mo | Simple_start: $38/mo | Essentials: $75/mo | Plus: $115/mo | Advanced: $275/mo |
| 14 | QuickBooks Online | ★ 4.2 | ✗ | Solopreneur: $20/mo | Simple-start: $38/mo | Essentials: $75/mo | Plus: $115/mo | Advanced: $275/mo |
| 15 | Xero | ★ 4.4 | ✗ | Early: $25/mo | Growing: $55/mo | Established: $90/mo |
| 16 | Oyster HR | ★ 4.2 | ✗ | Contractor: $29/mo | Employee: $599/mo |
| 17 | Kashoo | ★ 4.2 | ✗ | Standard: $29.95/mo |
| 18 | Gusto | ★ 4.4 | ✗ | Simple: $40/mo | Plus: $80/mo | Premium: Custom |
| 19 | DoorLoop | ★ 4.5 | ✗ | Starter: $59/mo | Pro: $109/mo | Premium: $149/mo |
| 20 | ADP | ★ 4.1 | ✗ | Run: $79/mo | Workforce: Custom | Enterprise: Custom |
| 21 | CosmoLex | ★ 4.3 | ✗ | Standard: $89/mo | Plus: $99/mo |
| 22 | Bench | ★ 4.1 | ✗ | Essential: $299/mo | Premium: $499/mo |
| 23 | Workday | ★ 4.2 | ✗ | Enterprise: Custom |
| 24 | Paylocity | ★ 4.3 | ✗ | Custom: Custom |
| 25 | Namely | ★ 3.9 | ✗ | Custom: Custom |
How to Choose the Right Accounting & Finance Tool
- Start free: 5 tools offer free plans — try before you commit.
- Consider team size: Pricing often scales with users. A tool cheap for 1 person may be expensive for 50.
- Check annual discounts: Most tools offer 15-30% off when paying annually vs monthly.
- Compare features at each tier: The cheapest plan may lack the feature you need most.