Paymo

★★★★ 4.3
VS
Toggl Track icon

Toggl Track

★★★★★ 4.6
Feature Paymo Toggl Track
Pricing Free / from $5.9/mo Free / from $9/mo
Free Plan ✓ Yes ✓ Yes
Rating 4.3 / 5 4.6 / 5
Best For freelancers, small-businesses, agencies, consultants freelancers, agencies, consultants, remote-teams
Founded 2008 2006
Time Tracking
Project Management
Invoicing
Resource Scheduling
Kanban Boards
Gantt Charts
Reporting
Project Tracking
Team Management
Integrations
Calendar
Pomodoro

✓ Paymo Pros

  • All-in-one project and time tool
  • Built-in invoicing
  • Resource scheduling
  • Good free plan

✗ Paymo Cons

  • Limited advanced features
  • Reporting could be deeper
  • Mobile app less polished

✓ Toggl Track Pros

  • One-click timer start
  • Works across all devices
  • Detailed reporting and analytics
  • 100+ integrations

✗ Toggl Track Cons

  • Free plan limited to 5 users
  • No invoicing built-in
  • Project management features are basic

The Verdict

Paymo is built for freelancers and small businesses, with a focus on time-tracking and project-management. Toggl Track targets freelancers and agencies and leads with time-tracking and reporting.

Pricing is close: Paymo starts at $5.9/mo versus $9/mo for Toggl Track — not a deciding factor on its own.

Both offer free plans, so you can test each with your real workflow before committing to a subscription.

Feature-wise, Toggl Track offers broader built-in capabilities (7 features vs 6), while Paymo takes a more focused approach — which can mean a simpler, faster onboarding experience.

Both tools are a solid fit for freelancers, agencies, consultants — in those cases, the decision often comes down to workflow style and how your team prefers to organize work.

Bottom line: Toggl Track has a slight overall edge — but if all-in-one project and time tool matters most to you, Paymo may still be the right call.

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