Gusto
Workday
| Feature | Gusto | Workday |
|---|---|---|
| Pricing | From $40/mo | Contact sales |
| Free Plan | ✗ No | ✗ No |
| Rating | 4.4 / 5 | 4.2 / 5 |
| Best For | small-businesses, startups, accountants, us-companies | large-enterprises, global-companies, hr-departments, finance-teams |
| Founded | 2011 | 2005 |
| Payroll | ✓ | ✓ |
| Benefits | ✓ | ✗ |
| Tax Filing | ✓ | ✗ |
| Onboarding | ✓ | ✗ |
| Time Tracking | ✓ | ✗ |
| Hiring | ✓ | ✗ |
| Compliance | ✓ | ✗ |
| Hcm | ✗ | ✓ |
| Financial Management | ✗ | ✓ |
| Talent Management | ✗ | ✓ |
| Workforce Planning | ✗ | ✓ |
| Analytics | ✗ | ✓ |
| Learning | ✗ | ✓ |
✓ Gusto Pros
- Easiest payroll software to set up and run
- Automatic federal, state, and local tax filings
- Health insurance and 401(k) brokering built-in
- Excellent employee onboarding experience
✗ Gusto Cons
- US-only — no international payroll
- Gets expensive as headcount grows
- Limited HR features compared to BambooHR
✓ Workday Pros
- Unified HR and finance in one cloud platform
- Excellent reporting and analytics capabilities
- Regular feature updates with continuous delivery
- Strong compliance and global payroll support
✗ Workday Cons
- Very expensive (enterprise pricing only)
- Long implementation timelines (6-12+ months)
- Complex configuration requires certified consultants
The Verdict
Gusto is built for small businesses and startups, with a focus on payroll and benefits. Workday targets large enterprises and global companies and leads with hcm and payroll.
Workday uses custom enterprise pricing, while Gusto starts at $40/mo — a tangible advantage for teams with a fixed budget.
Neither tool offers a free plan, so factor the subscription cost into your decision from the start.
This is a genuinely close comparison. If you can, sign up for both free trials (where available) and run a one-week test with your actual team tasks before deciding.