BigCommerce
Stripe
| Feature | BigCommerce | Stripe |
|---|---|---|
| Pricing | From $39/mo | From $2.9/mo |
| Free Plan | ✗ No | ✗ No |
| Rating | 4.2 / 5 | 4.7 / 5 |
| Best For | mid-market-retailers, b2b-commerce, multi-channel-sellers, growing-brands | saas-companies, developers, startups, e-commerce, marketplaces |
| Founded | 2009 | 2010 |
| Online Store | ✓ | ✗ |
| Multi Channel | ✓ | ✗ |
| B2b | ✓ | ✗ |
| Headless Api | ✓ | ✗ |
| Seo | ✓ | ✗ |
| Multi Storefront | ✓ | ✗ |
| Analytics | ✓ | ✗ |
| Payments | ✗ | ✓ |
| Subscriptions | ✗ | ✓ |
| Invoicing | ✗ | ✓ |
| Connect Marketplace | ✗ | ✓ |
| Radar Fraud | ✗ | ✓ |
| Checkout | ✗ | ✓ |
| Billing Portal | ✗ | ✓ |
✓ BigCommerce Pros
- No transaction fees on any plan
- Built-in B2B/wholesale features
- Multi-storefront from one dashboard
- Headless commerce with API flexibility
✗ BigCommerce Cons
- Annual revenue caps force plan upgrades
- Theme customization requires code
- App ecosystem smaller than Shopify
✓ Stripe Pros
- Best-in-class developer documentation
- Supports 135+ currencies and payment methods
- Powerful subscription and billing management
- Radar fraud prevention included
✗ Stripe Cons
- 2.9% + 30c per transaction adds up
- Account freezes can happen without warning
- Complex pricing for international payments
The Verdict
BigCommerce is built for mid market retailers and b2b commerce, with a focus on online-store and multi-channel. Stripe targets saas companies and developers and leads with payments and subscriptions.
On pricing, Stripe is the clear winner for budget-conscious users — starting at $2.9/mo compared to $39/mo for BigCommerce. That $36.1/mo difference adds up quickly for growing teams.
Neither tool offers a free plan, so factor the subscription cost into your decision from the start.
Stripe edges out on user ratings (4.7 vs 4.2). While both are well-regarded, that gap reflects real differences in user satisfaction worth considering.
Bottom line: Stripe has a slight overall edge — but if no transaction fees on any plan matters most to you, BigCommerce may still be the right call.