Acorns
Micro-investing app that automatically rounds up everyday purchases and invests the spare change into diversified ETF portfolios, plus banking and retirement accounts.
Pricing Plans
Free
Bronze
Silver
Gold
Pricing model: monthly
Pros & Cons
Pros
- Effortless investing through round-ups
- Expert-built diversified portfolios
- Retirement account (IRA) option included
- Found Money rewards from partner brands
- Family plan covers kids' investing accounts
Cons
- Flat fee structure expensive for small balances
- Limited control over individual investments
- No individual stock trading
Acorns Alternatives
YNAB
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$99+
Mint
Personal finance management app by Intuit that aggregates bank accounts, tracks spending, creates budgets, and monitors credit scores in one dashboard.
Free / $4.99+
Empower (Personal Capital)
Financial planning and wealth management platform combining free budgeting and investment tracking tools with optional advisory services for high-net-worth individuals.
Free / $0.89+
Robinhood
Commission-free stock, ETF, options, and cryptocurrency trading platform with a mobile-first design aimed at making investing accessible to everyone.
Free / $5+
Wealthfront
Automated investment management platform (robo-advisor) offering tax-loss harvesting, financial planning, and high-yield cash accounts with low advisory fees.
$0.25+
Plaid
Financial data API platform connecting applications to bank accounts for account verification, transaction data, identity verification, and payment initiation.
Free / $0+Frequently Asked Questions
What is Acorns?
Micro-investing app that automatically rounds up everyday purchases and invests the spare change into diversified ETF portfolios, plus banking and retirement accounts.
How much does Acorns cost?
Acorns does not offer a free plan. Paid plans include: Bronze: $3/mo, Silver: $6/mo, Gold: $12/mo.
What are the best alternatives to Acorns?
The best alternatives to Acorns include YNAB, Mint, Empower (Personal Capital), Robinhood. Each offers similar functionality with different strengths in features, pricing, and ease of use.
Is Acorns free?
No, Acorns does not offer a free plan. However, they may offer a free trial. Check their website for current offers.
What is Acorns best for?
Acorns is best for Investing Beginners, Young Adults, Passive Investors, Families. It is designed to serve these audiences with specialized features and workflows.