Empower (Personal Capital) Pricing 2026
Complete breakdown of Empower (Personal Capital) plans, costs, and what's included. Start free or choose a paid plan from $0.89/mo.
All Empower (Personal Capital) Plans & Pricing
Choose the right plan for your needs. All prices are billed monthly.
Free
- ✓ Basic features included
- ✓ Limited storage
- ✓ Community support
- ✓ Single user or limited seats
- ✓ Core functionality access
Wealth-management
- ✓ Full feature access
- ✓ Priority support
- ✓ Advanced integrations
- ✓ Team collaboration
- ✓ Custom configurations
Enterprise
- ✓ Everything in Business
- ✓ Custom contracts
- ✓ Dedicated account manager
- ✓ Advanced security & compliance
- ✓ Unlimited everything
- ✓ Custom integrations & SLA
All Empower (Personal Capital) paid plans are billed percentage aum. Annual billing typically saves 15-20%.
Empower (Personal Capital) Plan Comparison
See what's included in each plan at a glance.
| Feature | Free | Wealth-management | Enterprise |
|---|---|---|---|
| Price | $0 | Custom | Custom |
| Storage | Limited | 100 GB | Unlimited |
| Team Members | 1-5 | Up to 50 | Unlimited |
| Integrations | Basic | Advanced | All + Custom |
| Support | Community | Priority | 24/7 Dedicated |
| Analytics | Basic | Advanced | Custom |
| Custom Branding | ✗ | ✓ | ✓ |
| API Access | Limited | Full | Full + Custom |
| SSO / SAML | ✗ | ✗ | ✓ |
How to Save on Empower (Personal Capital)
Choose Annual Billing
Save 15-20% by switching from monthly to annual billing. Most Empower (Personal Capital) plans offer this discount.
Student & Education Discounts
Students, teachers, and educational institutions may qualify for special pricing or extended free plans.
Startup Programs
Early-stage startups can often access premium features at reduced rates through partner programs.
Start with Free
The Empower (Personal Capital) free plan is generous enough for individual use. Upgrade only when you truly need more.
Empower (Personal Capital) vs Competitors: Price Comparison
How does Empower (Personal Capital) pricing stack up against similar tools?
Empower (Personal Capital)
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Empower (Personal Capital) Pricing FAQ
Common questions about Empower (Personal Capital) costs, plans, and billing.
Is Empower (Personal Capital) free?
Yes, Empower (Personal Capital) offers a free plan that includes basic features. It's a great way to get started without any commitment. For more advanced functionality, paid plans start at $0.89/month.
How much does Empower (Personal Capital) cost per user?
Empower (Personal Capital) uses a percentage aum pricing model. The Wealth-management plan is $0.89/month.
Does Empower (Personal Capital) offer a free trial?
Most Empower (Personal Capital) paid plans include a free trial period (typically 7-14 days) so you can explore premium features before committing. Additionally, the free plan is available indefinitely with no credit card required.
What is the cheapest Empower (Personal Capital) plan?
The cheapest option is the Free plan, which costs nothing. If you need more features, the most affordable paid plan is Wealth-management at $0.89/month.
Is Empower (Personal Capital) worth the price?
Empower (Personal Capital) is rated 4.3/5 by users. It's best for investors, high net worth individuals, retirement planners. Key strengths include excellent free investment tracking and net worth dashboard and retirement planning calculator (retirement planner). The free plan lets you evaluate it risk-free. Compare with alternatives like YNAB and Mint to ensure the best fit.
Does Empower (Personal Capital) offer discounts for annual billing?
Yes, most SaaS tools including Empower (Personal Capital) offer significant discounts (typically 15-20% off) when you choose annual billing instead of monthly. Student, nonprofit, and startup discounts may also be available — check the Empower (Personal Capital) pricing page for current offers.
Ready to get started with Empower (Personal Capital)?
Try Empower (Personal Capital) free — no credit card required. Upgrade anytime as your needs grow.