Gusto Pricing 2026
Complete breakdown of Gusto plans, costs, and what's included. Plans start at $40/mo.
All Gusto Plans & Pricing
Choose the right plan for your needs. All prices are billed monthly.
Simple
- ✓ Full feature access
- ✓ Priority support
- ✓ Advanced integrations
- ✓ Team collaboration
- ✓ Custom configurations
Plus
- ✓ All Free features
- ✓ Unlimited blocks & pages
- ✓ Priority support
- ✓ Advanced integrations
- ✓ Guest collaborators
Premium
- ✓ Full feature access
- ✓ Priority support
- ✓ Advanced integrations
- ✓ Team collaboration
- ✓ Custom configurations
All Gusto paid plans are billed monthly base plus per person. Annual billing typically saves 15-20%.
Gusto Plan Comparison
See what's included in each plan at a glance.
| Feature | Simple | Plus | Premium |
|---|---|---|---|
| Price | $80/mo | $40/mo | $80/mo |
| Storage | 100 GB | 10 GB | 100 GB |
| Team Members | Up to 50 | Up to 10 | Up to 50 |
| Integrations | Advanced | Standard | Advanced |
| Support | Priority | Priority | |
| Analytics | Advanced | Standard | Advanced |
| Custom Branding | ✓ | ✗ | ✓ |
| API Access | Full | Standard | Full |
| SSO / SAML | ✗ | ✗ | ✗ |
How to Save on Gusto
Choose Annual Billing
Save 15-20% by switching from monthly to annual billing. Most Gusto plans offer this discount.
Student & Education Discounts
Students, teachers, and educational institutions may qualify for special pricing or extended free plans.
Startup Programs
Early-stage startups can often access premium features at reduced rates through partner programs.
Gusto vs Competitors: Price Comparison
How does Gusto pricing stack up against similar tools?
Gusto
This tool
QuickBooks Online
Xero
Deel
Harvest
Gusto Pricing FAQ
Common questions about Gusto costs, plans, and billing.
Is Gusto free?
Gusto does not offer a permanently free plan. However, most plans include a free trial period so you can test the platform before committing. Paid plans start at $40/month.
How much does Gusto cost per user?
Gusto uses a monthly base plus per person pricing model. The Simple plan is $40/month. The Plus plan is $80/month.
Does Gusto offer a free trial?
Most Gusto paid plans include a free trial period (typically 7-14 days) so you can explore premium features before committing. Check the Gusto website for current trial offers and terms.
What is the cheapest Gusto plan?
The most affordable Gusto plan is Simple at $40/month. Annual billing can save you 15-20%.
Is Gusto worth the price?
Gusto is rated 4.4/5 by users. It's best for small businesses, startups, accountants. Key strengths include easiest payroll software to set up and run and automatic federal, state, and local tax filings. Most plans include a free trial. Compare with alternatives like QuickBooks Online and Xero to ensure the best fit.
Does Gusto offer discounts for annual billing?
Yes, most SaaS tools including Gusto offer significant discounts (typically 15-20% off) when you choose annual billing instead of monthly. Student, nonprofit, and startup discounts may also be available — check the Gusto pricing page for current offers.
Ready to get started with Gusto?
Start your free trial of Gusto and see if it fits your workflow.