How to Use Monarch Money
A beginner-friendly guide to getting started with Monarch Money in 2026.
Getting Started: Step by Step
Create your Monarch Money account
Visit Monarch Money's website and sign up for a trial. You'll need an email address to get started.
Set up your workspace
Once signed in, configure your Monarch Money workspace. Set your preferences, invite team members if needed, and customize the interface to match your workflow.
Explore account-aggregation
One of Monarch Money's key features is account-aggregation. Navigate to this feature and experiment with it to understand how it fits into your workflow.
Explore budgeting
One of Monarch Money's key features is budgeting. Navigate to this feature and experiment with it to understand how it fits into your workflow.
Explore net-worth-tracking
One of Monarch Money's key features is net-worth-tracking. Navigate to this feature and experiment with it to understand how it fits into your workflow.
Integrate with your existing tools
Connect Monarch Money with the other tools you use daily. Most integrations can be set up in the settings or integrations panel.
Start using it for real work
Now that you're set up, start using Monarch Money for actual tasks. The best way to learn is by doing — don't worry about getting everything perfect right away.
Pro Tips
- Start with the free plan or trial to explore Monarch Money's capabilities before committing to a paid subscription.
- Use keyboard shortcuts to speed up your workflow — most tools have extensive shortcut systems.
- Check Monarch Money's official documentation and community forums for advanced tips and best practices.
- Review your workflow after 2 weeks of use and adjust your setup based on what's working and what isn't.
Key Features to Explore
Alternatives to Consider
If Monarch Money isn't the right fit, here are some similar tools:
Ready to Try Monarch Money?
Modern personal finance app that aggregates all financial accounts for budgeting, net worth tracking, investment monitoring, and collaborative planning.