Simplifi by Quicken
Tiller Money
| Feature | Simplifi by Quicken | Tiller Money |
|---|---|---|
| Pricing | From $71.88/mo | From $79/mo |
| Free Plan | ✗ No | ✗ No |
| Rating | 4.1 / 5 | 4.3 / 5 |
| Best For | beginners, solo-budgeters, former-mint-users, investors | spreadsheet-users, power-users, freelancers, accountants |
| Founded | 2020 | 2016 |
| Spending Plan | ✓ | ✗ |
| Bank Sync | ✓ | ✓ |
| Investment Tracking | ✓ | ✗ |
| Net Worth | ✓ | ✗ |
| Subscription Tracking | ✓ | ✗ |
| Savings Goals | ✓ | ✗ |
| Reports | ✓ | ✓ |
| Google Sheets | ✗ | ✓ |
| Excel | ✗ | ✓ |
| Auto Categorization | ✗ | ✓ |
| Templates | ✗ | ✓ |
| Daily Email Digest | ✗ | ✓ |
✓ Simplifi by Quicken Pros
- Affordable at roughly half the price of YNAB
- Spending Plan feature is uniquely intuitive
- Investment tracking and net worth included
- Clean interface with low learning curve
✗ Simplifi by Quicken Cons
- No monthly billing option
- No separate user profiles for families
- US-only availability
✓ Tiller Money Pros
- Unmatched customization via spreadsheets
- Cheaper than YNAB and Monarch Money
- Supports both Google Sheets and Excel
- Strong security with 256-bit encryption
✗ Tiller Money Cons
- No mobile app
- Steeper onboarding than typical budget apps
- Requires spreadsheet literacy
The Verdict
Simplifi by Quicken is built for beginners and solo budgeters, with a focus on spending-plan and bank-sync. Tiller Money targets spreadsheet users and power users and leads with bank-sync and google-sheets.
On pricing, Simplifi by Quicken is the clear winner for budget-conscious users — starting at $71.88/mo compared to $79/mo for Tiller Money. That $7.1200000000000045/mo difference adds up quickly for growing teams.
Neither tool offers a free plan, so factor the subscription cost into your decision from the start.
This is a genuinely close comparison. If you can, sign up for both free trials (where available) and run a one-week test with your actual team tasks before deciding.
