Gusto
Time Doctor
| Feature | Gusto | Time Doctor |
|---|---|---|
| Pricing | From $40/mo | From $7/mo |
| Free Plan | ✗ No | ✗ No |
| Rating | 4.4 / 5 | 4.2 / 5 |
| Best For | small-businesses, startups, accountants, us-companies | remote-teams, outsourcing-companies, managers, virtual-assistants |
| Founded | 2011 | 2012 |
| Payroll | ✓ | ✗ |
| Benefits | ✓ | ✗ |
| Tax Filing | ✓ | ✗ |
| Onboarding | ✓ | ✗ |
| Time Tracking | ✓ | ✓ |
| Hiring | ✓ | ✗ |
| Compliance | ✓ | ✗ |
| Screenshots | ✗ | ✓ |
| Activity Monitoring | ✗ | ✓ |
| Payroll Integration | ✗ | ✓ |
| Project Budgets | ✗ | ✓ |
| Distraction Alerts | ✗ | ✓ |
✓ Gusto Pros
- Easiest payroll software to set up and run
- Automatic federal, state, and local tax filings
- Health insurance and 401(k) brokering built-in
- Excellent employee onboarding experience
✗ Gusto Cons
- US-only — no international payroll
- Gets expensive as headcount grows
- Limited HR features compared to BambooHR
✓ Time Doctor Pros
- Detailed activity monitoring
- Payroll integrations
- Client login portal
- Distraction alerts
✗ Time Doctor Cons
- Invasive monitoring can hurt morale
- Complex setup for larger teams
- Occasional tracking glitches
The Verdict
Gusto is built for small businesses and startups, with a focus on payroll and benefits. Time Doctor targets remote teams and outsourcing companies and leads with time-tracking and screenshots.
On pricing, Time Doctor is the clear winner for budget-conscious users — starting at $7/mo compared to $40/mo for Gusto. That $33/mo difference adds up quickly for growing teams.
Neither tool offers a free plan, so factor the subscription cost into your decision from the start.
Feature-wise, Gusto offers broader built-in capabilities (7 features vs 6), while Time Doctor takes a more focused approach — which can mean a simpler, faster onboarding experience.
This is a genuinely close comparison. If you can, sign up for both free trials (where available) and run a one-week test with your actual team tasks before deciding.