Ghostfolio
Umami
| Feature | Ghostfolio | Umami |
|---|---|---|
| Pricing | Free / from $5.99/mo | Free / from $9/mo |
| Free Plan | ✓ Yes | ✓ Yes |
| Rating | 4.3 / 5 | 4.5 / 5 |
| Best For | privacy-focused-investors, self-hosters, passive-investors, international-portfolios | indie-developers, privacy-focused-sites, bloggers, small-businesses |
| Founded | 2021 | 2020 |
| Portfolio Tracking | ✓ | ✗ |
| Performance Analysis | ✓ | ✗ |
| Allocation Views | ✓ | ✗ |
| Multi Currency | ✓ | ✗ |
| Dividends | ✓ | ✗ |
| Benchmarking | ✓ | ✗ |
| Self Hostable | ✓ | ✗ |
| Page Views | ✗ | ✓ |
| Custom Events | ✗ | ✓ |
| Realtime Dashboard | ✗ | ✓ |
| Utm Tracking | ✗ | ✓ |
| Multi Site | ✗ | ✓ |
| Api | ✗ | ✓ |
| Teams | ✗ | ✓ |
✓ Ghostfolio Pros
- Open-source with self-hosting option
- Privacy-focused (no data selling or ads)
- Supports stocks, ETFs, crypto, commodities
- Beautiful portfolio allocation visualizations
✗ Ghostfolio Cons
- Limited broker integrations (manual entry mostly)
- Smaller community than commercial alternatives
- No tax-loss harvesting or advisor features
✓ Umami Pros
- Completely open-source and self-hostable for free
- Beautiful, clean dashboard interface
- No cookies required (GDPR/CCPA compliant by default)
- Lightweight script (under 2KB) does not slow sites
✗ Umami Cons
- Limited advanced analytics features
- No conversion funnel or cohort analysis
- Self-hosting requires database management
The Verdict
Ghostfolio is built for privacy focused investors and self hosters, with a focus on portfolio-tracking and performance-analysis. Umami targets indie developers and privacy focused sites and leads with page-views and custom-events.
Pricing is close: Ghostfolio starts at $5.99/mo versus $9/mo for Umami — not a deciding factor on its own.
Both offer free plans, so you can test each with your real workflow before committing to a subscription.
This is a genuinely close comparison. If you can, sign up for both free trials (where available) and run a one-week test with your actual team tasks before deciding.