Ghostfolio
Simplifi by Quicken
| Feature | Ghostfolio | Simplifi by Quicken |
|---|---|---|
| Pricing | Free / from $5.99/mo | From $71.88/mo |
| Free Plan | ✓ Yes | ✗ No |
| Rating | 4.3 / 5 | 4.1 / 5 |
| Best For | privacy-focused-investors, self-hosters, passive-investors, international-portfolios | beginners, solo-budgeters, former-mint-users, investors |
| Founded | 2021 | 2020 |
| Portfolio Tracking | ✓ | ✗ |
| Performance Analysis | ✓ | ✗ |
| Allocation Views | ✓ | ✗ |
| Multi Currency | ✓ | ✗ |
| Dividends | ✓ | ✗ |
| Benchmarking | ✓ | ✗ |
| Self Hostable | ✓ | ✗ |
| Spending Plan | ✗ | ✓ |
| Bank Sync | ✗ | ✓ |
| Investment Tracking | ✗ | ✓ |
| Net Worth | ✗ | ✓ |
| Subscription Tracking | ✗ | ✓ |
| Savings Goals | ✗ | ✓ |
| Reports | ✗ | ✓ |
✓ Ghostfolio Pros
- Open-source with self-hosting option
- Privacy-focused (no data selling or ads)
- Supports stocks, ETFs, crypto, commodities
- Beautiful portfolio allocation visualizations
✗ Ghostfolio Cons
- Limited broker integrations (manual entry mostly)
- Smaller community than commercial alternatives
- No tax-loss harvesting or advisor features
✓ Simplifi by Quicken Pros
- Affordable at roughly half the price of YNAB
- Spending Plan feature is uniquely intuitive
- Investment tracking and net worth included
- Clean interface with low learning curve
✗ Simplifi by Quicken Cons
- No monthly billing option
- No separate user profiles for families
- US-only availability
The Verdict
Ghostfolio is built for privacy focused investors and self hosters, with a focus on portfolio-tracking and performance-analysis. Simplifi by Quicken targets beginners and solo budgeters and leads with spending-plan and bank-sync.
On pricing, Ghostfolio is the clear winner for budget-conscious users — starting at $5.99/mo compared to $71.88/mo for Simplifi by Quicken. That $65.89/mo difference adds up quickly for growing teams.
Ghostfolio has a free plan, which gives it a meaningful edge for individuals and small teams exploring their options. Simplifi by Quicken requires a paid subscription from day one.
This is a genuinely close comparison. If you can, sign up for both free trials (where available) and run a one-week test with your actual team tasks before deciding.
