Ghostfolio
Photopea
| Feature | Ghostfolio | Photopea |
|---|---|---|
| Pricing | Free / from $5.99/mo | Free / from $5/mo |
| Free Plan | ✓ Yes | ✓ Yes |
| Rating | 4.3 / 5 | 4.5 / 5 |
| Best For | privacy-focused-investors, self-hosters, passive-investors, international-portfolios | designers, students, photo-editors, budget-conscious-creatives |
| Founded | 2021 | 2013 |
| Portfolio Tracking | ✓ | ✗ |
| Performance Analysis | ✓ | ✗ |
| Allocation Views | ✓ | ✗ |
| Multi Currency | ✓ | ✗ |
| Dividends | ✓ | ✗ |
| Benchmarking | ✓ | ✗ |
| Self Hostable | ✓ | ✗ |
| Photo Editing | ✗ | ✓ |
| Psd Support | ✗ | ✓ |
| Layers | ✗ | ✓ |
| Filters | ✗ | ✓ |
| Batch Processing | ✗ | ✓ |
| Vector Tools | ✗ | ✓ |
✓ Ghostfolio Pros
- Open-source with self-hosting option
- Privacy-focused (no data selling or ads)
- Supports stocks, ETFs, crypto, commodities
- Beautiful portfolio allocation visualizations
✗ Ghostfolio Cons
- Limited broker integrations (manual entry mostly)
- Smaller community than commercial alternatives
- No tax-loss harvesting or advisor features
✓ Photopea Pros
- Free and browser-based
- Opens PSD files perfectly
- No installation needed
- Full editing capabilities
✗ Photopea Cons
- Ads on free version
- Can be slow with large files
- Limited batch processing
The Verdict
Ghostfolio is built for privacy focused investors and self hosters, with a focus on portfolio-tracking and performance-analysis. Photopea targets designers and students and leads with photo-editing and psd-support.
Both tools come in at similar price points ($5.99/mo for Ghostfolio, $5/mo for Photopea), so pricing won't make the decision for you.
Both offer free plans, so you can test each with your real workflow before committing to a subscription.
Feature-wise, Ghostfolio offers broader built-in capabilities (7 features vs 6), while Photopea takes a more focused approach — which can mean a simpler, faster onboarding experience.
This is a genuinely close comparison. If you can, sign up for both free trials (where available) and run a one-week test with your actual team tasks before deciding.