Ghostfolio
Empower Personal Dashboard
| Feature | Ghostfolio | Empower Personal Dashboard |
|---|---|---|
| Pricing | Free / from $5.99/mo | Free only |
| Free Plan | ✓ Yes | ✓ Yes |
| Rating | 4.3 / 5 | 4.3 / 5 |
| Best For | privacy-focused-investors, self-hosters, passive-investors, international-portfolios | investors, retirement-planners, high-net-worth, financial-planners |
| Founded | 2021 | 2009 |
| Portfolio Tracking | ✓ | ✗ |
| Performance Analysis | ✓ | ✗ |
| Allocation Views | ✓ | ✗ |
| Multi Currency | ✓ | ✗ |
| Dividends | ✓ | ✗ |
| Benchmarking | ✓ | ✗ |
| Self Hostable | ✓ | ✗ |
| Net Worth Tracking | ✗ | ✓ |
| Investment Checkup | ✗ | ✓ |
| Retirement Planner | ✗ | ✓ |
| Fee Analyzer | ✗ | ✓ |
| Cash Flow | ✗ | ✓ |
| Budgeting | ✗ | ✓ |
✓ Ghostfolio Pros
- Open-source with self-hosting option
- Privacy-focused (no data selling or ads)
- Supports stocks, ETFs, crypto, commodities
- Beautiful portfolio allocation visualizations
✗ Ghostfolio Cons
- Limited broker integrations (manual entry mostly)
- Smaller community than commercial alternatives
- No tax-loss harvesting or advisor features
✓ Empower Personal Dashboard Pros
- Free tracking tools
- Investment analysis
- Retirement planner
- Net worth tracking
✗ Empower Personal Dashboard Cons
- Advisor upsell
- Limited budgeting
- US-focused
The Verdict
Ghostfolio is built for privacy focused investors and self hosters, with a focus on portfolio-tracking and performance-analysis. Empower Personal Dashboard targets investors and retirement planners and leads with net-worth-tracking and investment-checkup.
Empower Personal Dashboard uses custom enterprise pricing, while Ghostfolio starts at $5.99/mo — a tangible advantage for teams with a fixed budget.
Both offer free plans, so you can test each with your real workflow before committing to a subscription.
Feature-wise, Ghostfolio offers broader built-in capabilities (7 features vs 6), while Empower Personal Dashboard takes a more focused approach — which can mean a simpler, faster onboarding experience.
This is a genuinely close comparison. If you can, sign up for both free trials (where available) and run a one-week test with your actual team tasks before deciding.