Ghostfolio
Mint
| Feature | Ghostfolio | Mint |
|---|---|---|
| Pricing | Free / from $5.99/mo | Free / from $4.99/mo |
| Free Plan | ✓ Yes | ✓ Yes |
| Rating | 4.3 / 5 | 4.2 / 5 |
| Best For | privacy-focused-investors, self-hosters, passive-investors, international-portfolios | budget-beginners, individuals, college-students, families |
| Founded | 2021 | 2006 |
| Portfolio Tracking | ✓ | ✗ |
| Performance Analysis | ✓ | ✗ |
| Allocation Views | ✓ | ✗ |
| Multi Currency | ✓ | ✗ |
| Dividends | ✓ | ✗ |
| Benchmarking | ✓ | ✗ |
| Self Hostable | ✓ | ✗ |
| Budget Tracking | ✗ | ✓ |
| Bill Reminders | ✗ | ✓ |
| Credit Score | ✗ | ✓ |
| Spending Insights | ✗ | ✓ |
| Goal Setting | ✗ | ✓ |
| Account Aggregation | ✗ | ✓ |
| Alerts | ✗ | ✓ |
✓ Ghostfolio Pros
- Open-source with self-hosting option
- Privacy-focused (no data selling or ads)
- Supports stocks, ETFs, crypto, commodities
- Beautiful portfolio allocation visualizations
✗ Ghostfolio Cons
- Limited broker integrations (manual entry mostly)
- Smaller community than commercial alternatives
- No tax-loss harvesting or advisor features
✓ Mint Pros
- Free comprehensive budgeting and tracking
- Automatic categorization of transactions
- Credit score monitoring included
- Bill tracking and payment reminders
- Syncs with thousands of financial institutions
✗ Mint Cons
- Ad-supported free tier with product recommendations
- Occasional sync issues with some banks
- Limited investment tracking features
The Verdict
Ghostfolio is built for privacy focused investors and self hosters, with a focus on portfolio-tracking and performance-analysis. Mint targets budget beginners and individuals and leads with budget-tracking and bill-reminders.
Pricing is close: Mint starts at $4.99/mo versus $5.99/mo for Ghostfolio — not a deciding factor on its own.
Both offer free plans, so you can test each with your real workflow before committing to a subscription.
This is a genuinely close comparison. If you can, sign up for both free trials (where available) and run a one-week test with your actual team tasks before deciding.