FreeAgent
Kashoo
| Feature | Kashoo | |
|---|---|---|
| Pricing | From $14/mo | From $29.95/mo |
| Free Plan | ✗ No | ✗ No |
| Rating | 4.3 / 5 | 4.2 / 5 |
| Best For | uk-freelancers, sole-traders, small-businesses, contractors | solopreneurs, freelancers, micro-businesses, non-accountants |
| Founded | 2007 | 2008 |
| Invoicing | ✓ | ✓ |
| Expenses | ✓ | ✗ |
| Tax Returns | ✓ | ✗ |
| Bank Reconciliation | ✓ | ✗ |
| Time Tracking | ✓ | ✗ |
| Project Management | ✓ | ✗ |
| Expense Tracking | ✗ | ✓ |
| Bank Feeds | ✗ | ✓ |
| Financial Reports | ✗ | ✓ |
| Tax Reports | ✗ | ✓ |
| Multi Currency | ✗ | ✓ |
✓ FreeAgent Pros
- Great for UK businesses
- HMRC compliant
- Easy invoicing
- Bank feeds
✗ FreeAgent Cons
- UK-focused
- Limited for larger businesses
- No inventory management
✓ Kashoo Pros
- Very simple to use
- Flat monthly pricing
- Good for non-accountants
- AI-powered transaction categorization
✗ Kashoo Cons
- Limited advanced features
- No payroll included
- Fewer integrations than competitors
The Verdict
FreeAgent is built for uk freelancers and sole traders, with a focus on invoicing and expenses. Kashoo targets solopreneurs and freelancers and leads with invoicing and expense-tracking.
On pricing, FreeAgent is the clear winner for budget-conscious users — starting at $14/mo compared to $29.95/mo for Kashoo. That $15.95/mo difference adds up quickly for growing teams.
Neither tool offers a free plan, so factor the subscription cost into your decision from the start.
This is a genuinely close comparison. If you can, sign up for both free trials (where available) and run a one-week test with your actual team tasks before deciding.