EveryDollar
Simplifi by Quicken
| Feature | EveryDollar | Simplifi by Quicken |
|---|---|---|
| Pricing | Free / from $17.99/mo | From $71.88/mo |
| Free Plan | ✓ Yes | ✗ No |
| Rating | 4.3 / 5 | 4.1 / 5 |
| Best For | dave-ramsey-followers, debt-payoff-focused, budget-beginners, families | beginners, solo-budgeters, former-mint-users, investors |
| Founded | 2015 | 2020 |
| Zero Based Budgeting | ✓ | ✗ |
| Bank Sync Premium | ✓ | ✗ |
| Custom Funds | ✓ | ✗ |
| Transaction Splitting | ✓ | ✗ |
| Paycheck Planning | ✓ | ✗ |
| Baby Steps Tracker | ✓ | ✗ |
| Spending Plan | ✗ | ✓ |
| Bank Sync | ✗ | ✓ |
| Investment Tracking | ✗ | ✓ |
| Net Worth | ✗ | ✓ |
| Subscription Tracking | ✗ | ✓ |
| Savings Goals | ✗ | ✓ |
| Reports | ✗ | ✓ |
✓ EveryDollar Pros
- Simple zero-based budget approach
- Based on proven Ramsey method
- Custom budget fund tracking
- Clean mobile interface
✗ EveryDollar Cons
- Bank sync requires premium ($17.99/mo)
- No investment tracking
- Limited reporting capabilities
✓ Simplifi by Quicken Pros
- Affordable at roughly half the price of YNAB
- Spending Plan feature is uniquely intuitive
- Investment tracking and net worth included
- Clean interface with low learning curve
✗ Simplifi by Quicken Cons
- No monthly billing option
- No separate user profiles for families
- US-only availability
The Verdict
EveryDollar is built for dave ramsey followers and debt payoff focused, with a focus on zero-based-budgeting and bank-sync-premium. Simplifi by Quicken targets beginners and solo budgeters and leads with spending-plan and bank-sync.
On pricing, EveryDollar is the clear winner for budget-conscious users — starting at $17.99/mo compared to $71.88/mo for Simplifi by Quicken. That $53.89/mo difference adds up quickly for growing teams.
EveryDollar has a free plan, which gives it a meaningful edge for individuals and small teams exploring their options. Simplifi by Quicken requires a paid subscription from day one.
Feature-wise, Simplifi by Quicken offers broader built-in capabilities (7 features vs 6), while EveryDollar takes a more focused approach — which can mean a simpler, faster onboarding experience.
This is a genuinely close comparison. If you can, sign up for both free trials (where available) and run a one-week test with your actual team tasks before deciding.
