Directus
Maybe Finance
| Feature | Directus | Maybe Finance |
|---|---|---|
| Pricing | Free / from $99/mo | Free / from $0/mo |
| Free Plan | ✓ Yes | ✓ Yes |
| Rating | 4.3 / 5 | 4.2 / 5 |
| Best For | developers, agencies, content-teams, data-driven-teams | self-hosters, privacy-focused-individuals, developers, personal-finance-enthusiasts |
| Founded | 2016 | 2021 |
| Data Studio | ✓ | ✗ |
| Rest Api | ✓ | ✗ |
| Graphql Api | ✓ | ✗ |
| Flows | ✓ | ✗ |
| Permissions | ✓ | ✗ |
| File Management | ✓ | ✗ |
| Net Worth Tracking | ✗ | ✓ |
| Investment Tracking | ✗ | ✓ |
| Budgeting | ✗ | ✓ |
| Transaction Categorization | ✗ | ✓ |
| Goal Planning | ✗ | ✓ |
| Multi Currency | ✗ | ✓ |
| Self Hostable | ✗ | ✓ |
✓ Directus Pros
- Open source
- Database-first
- Beautiful admin UI
- REST + GraphQL
✗ Directus Cons
- Self-hosting required for free
- Smaller community
- Documentation gaps
✓ Maybe Finance Pros
- Fully open-source and free to self-host
- Comprehensive financial dashboard
- No ads, no data selling, full privacy
- Active development community
✗ Maybe Finance Cons
- Self-hosting only (no managed cloud option yet)
- Still in active development (features incomplete)
- Requires Plaid API key for bank connections
The Verdict
Directus is built for developers and agencies, with a focus on data-studio and rest-api. Maybe Finance targets self hosters and privacy focused individuals and leads with net-worth-tracking and investment-tracking.
On pricing, Maybe Finance is the clear winner for budget-conscious users — starting at $0/mo compared to $99/mo for Directus. That $99/mo difference adds up quickly for growing teams.
Both offer free plans, so you can test each with your real workflow before committing to a subscription.
Feature-wise, Maybe Finance offers broader built-in capabilities (7 features vs 6), while Directus takes a more focused approach — which can mean a simpler, faster onboarding experience.
Both tools are a solid fit for developers — in those cases, the decision often comes down to workflow style and how your team prefers to organize work.
This is a genuinely close comparison. If you can, sign up for both free trials (where available) and run a one-week test with your actual team tasks before deciding.