Empower (Personal Capital) Review 2026: Is It Worth It?
Empower (Personal Capital) is financial planning and wealth management platform combining free budgeting and investment tracking tools with optional advisory services for high-net-worth individuals. In this review, we cover everything you need to know before subscribing.
What is Empower (Personal Capital)?
Empower (Personal Capital) is financial planning and wealth management platform combining free budgeting and investment tracking tools with optional advisory services for high-net-worth individuals. It is designed for investors, high net worth individuals, retirement planners and anyone looking for a reliable solution in the personal finance space.
Key Features
- Net Worth Tracking: Streamlines your workflow with powerful net worth tracking capabilities.
- Investment Checkup: Streamlines your workflow with powerful investment checkup capabilities.
- Retirement Planner: Streamlines your workflow with powerful retirement planner capabilities.
- Fee Analyzer: Streamlines your workflow with powerful fee analyzer capabilities.
- Budgeting: Streamlines your workflow with powerful budgeting capabilities.
- Cash Flow: Streamlines your workflow with powerful cash flow capabilities.
- Wealth Management: Streamlines your workflow with powerful wealth management capabilities.
Pricing
There is a generous free tier available. Paid plans start at $0.89/mo (percentage aum).
| Plan | Price |
|---|---|
| Free | Yes |
| Wealth Management | $0.89/mo |
| Enterprise | Contact Sales |
Pros
- Excellent free investment tracking and net worth dashboard
- Retirement planning calculator (Retirement Planner)
- Fee analyzer identifies hidden investment fees
- Comprehensive portfolio analysis tools
Cons
- Wealth management requires $100K minimum
- Sales calls after signing up for free tools
- Advisory fees higher than robo-advisors
Who Should Use Empower (Personal Capital)?
Empower (Personal Capital) is ideal for:
- Investors
- High Net Worth Individuals
- Retirement Planners
- Wealth Builders
Top Alternatives
If Empower (Personal Capital) is not the perfect fit, consider these alternatives:
Bottom Line
With a solid 4.3/5 rating, Empower (Personal Capital) is a strong contender in its space. It may not be perfect for everyone, but for the right use case it delivers excellent value.
Visit Empower (Personal Capital) to learn more or start a free trial.