Cursor has quickly become one of the most popular AI-powered code editors, but its pricing structure can be confusing — especially after the June 2025 switch from request-based to credit-based billing. Here’s everything you need to know about Cursor’s pricing in 2026.
Cursor Plans at a Glance
| Plan | Price | Credits | Best For |
|---|---|---|---|
| Hobby | Free | Limited | Trying Cursor out |
| Pro | $20/mo | $20 pool | Individual developers |
| Pro+ | $60/mo | $60 pool | Power users |
| Ultra | $200/mo | $200 pool | Heavy daily usage |
| Teams | $40/user/mo | $40 pool | Development teams |
| Enterprise | Custom | Custom | Large organizations |
Hobby (Free)
The free tier gives you a limited number of Agent requests and Tab completions. It’s enough to test whether Cursor’s AI features fit your workflow, but you’ll hit limits quickly if you code full-time.
What you get:
- Limited Tab completions
- Limited Agent requests
- Access to basic models
- No credit card required
Pro ($20/month)
This is Cursor’s most popular plan and the sweet spot for most individual developers.
What you get:
- Unlimited Tab completions
- $20 monthly credit pool for premium models
- Access to Claude Sonnet, GPT-4o, and other frontier models
- Extended Agent limits
The credit pool works like a wallet — every AI interaction deducts credits based on the model used. Once your pool runs out, you can still use basic features but lose access to premium models until next month.
Pro+ ($60/month)
Everything in Pro, but with 3x the credits. Designed for developers who consistently burn through the $20 pool before month-end.
What you get:
- Everything in Pro
- $60 monthly credit pool (3x Pro)
- Same model access
Ultra ($200/month)
The top individual tier with 10x the usage of Pro. If you’re building multiple projects or pair-programming with AI all day, this keeps you from ever hitting limits.
What you get:
- Everything in Pro+
- $200 monthly credit pool (10x Pro)
- Priority access to new features
Teams ($40/user/month)
Built for organizations that want centralized control.
What you get:
- Everything in Pro for each user
- Centralized billing
- SSO (Single Sign-On)
- Admin controls and user management
Enterprise (Custom)
For large companies needing compliance features.
What you get:
- Everything in Teams
- Pooled usage across the organization
- Invoice/PO billing
- SCIM seat management
- AI code tracking API and audit logs
- Granular admin and model controls
- Priority support and dedicated account management
How the Credit System Works
In June 2025, Cursor moved from counting “premium requests” to a credit-based system:
- Every paid plan includes a monthly credit pool equal to the plan price in dollars
- Each AI interaction costs credits based on the model and token usage
- Cheaper models (like GPT-4o Mini) consume fewer credits than frontier models (like Claude Opus)
- Tab completions are unlimited and don’t consume credits on paid plans
- Unused credits don’t roll over
Student Discount
Verified students get one full year of Cursor Pro free by signing up with a school email address. This is one of the best student deals in AI coding tools.
Annual Billing Savings
Paying annually saves 20% on all paid tiers:
| Plan | Monthly | Annual (per month) | Savings |
|---|---|---|---|
| Pro | $20 | $16 | $48/year |
| Pro+ | $60 | $48 | $144/year |
| Ultra | $200 | $160 | $480/year |
Which Plan Should You Pick?
- Just exploring AI coding? Start with Hobby
- Professional developer, moderate use? Pro is the right call
- Hitting limits regularly? Upgrade to Pro+
- AI-first workflow, all day? Ultra pays for itself in productivity
- Team of 3+? Teams plan for admin control
How Cursor Compares
Cursor’s $20/month Pro plan sits between GitHub Copilot’s $10/month and Windsurf’s tiered pricing. The key differentiator is Cursor’s Agent mode and multi-file editing capabilities, which go beyond simple autocomplete.
Not sure if Cursor is the right AI coding tool? Check out our guide on how to choose the right AI coding assistant or compare Cursor vs GitHub Copilot.