#1

Monarch Money

★★★★★ 4.7 $14.99+

Modern personal finance app that aggregates all financial accounts for budgeting, net worth tracking, investment monitoring, and collaborative planning.

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✓ Beautiful modern interface✓ Great for couples✓ Excellent investment tracking
#2
Actual Budget

Actual Budget

★★★★★ 4.5 Free / $0+ Free plan

Open-source envelope budgeting app offering local-first personal finance management with bank sync, goal tracking, and reporting with optional self-hosting.

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✓ Open-source with no subscription fees✓ Local-first with optional sync✓ Beautiful and fast interface

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