#1
YNAB

YNAB

★★★★★ 4.6 $99+

You Need A Budget — proactive budgeting app based on the envelope method.

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✓ Powerful budgeting method✓ Bank sync✓ Goal tracking
#2

EveryDollar

★★★★ 4.3 Free / $17.99+ Free plan

Zero-based budgeting app from Ramsey Solutions that helps you assign every dollar a job, following Dave Ramsey financial principles for debt-free living.

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✓ Simple zero-based budget approach✓ Based on proven Ramsey method✓ Custom budget fund tracking
#3
Mint

Mint

★★★★ 4.2 Free / $4.99+ Free plan

Personal finance management app by Intuit that aggregates bank accounts, tracks spending, creates budgets, and monitors credit scores in one dashboard.

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✓ Free comprehensive budgeting and tracking✓ Automatic categorization of transactions✓ Credit score monitoring included
#4

PocketGuard

★★★★ 4.2 Free / $7.99+ Free plan

Personal finance app that shows how much spendable money you have after bills, goals, and necessities, simplifying budgeting into one In My Pocket number.

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✓ Simple In My Pocket concept✓ Automatic bill detection✓ Bank-level encryption

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